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Speak to a registered financial advisor or tax professional about your options and to decide what is right for you. Read more about the Report on investment performance and the Report on charges and other compensation that you should be receiving detailing your fees.
Your personal limit may be different based on contribution room carried over. Trailing fees or trailing commissions are paid out of the mutual funds management fee, so it is reflected in the funds Management Expense Ratio (MER).
There is no set maximum for the MER of a mutual fund.